Monday, May 27, 2019

Facts about fraud & identity theft

By Dustin Wright, COA Student Intern

For those who were unable to attend our Fraud & Identity Theft presentation by our local and state police department in November, here are a few notes to help prevent you from becoming a victim.

  1. 1 out of 5 people will be victims of identity theft.
  2. 1 out of 2 people who steal your identity are family members, neighbors, and close friends-- individuals that have access to the home, whether you are there or not.
  3. Some of the more popular ways people are getting your information are by: stealing your wallet or purse, stealing your mail, dumpster diving, shoulder surfing at the ATM machines, and posing as a telemarketer.
  4. Current scams are: that you won a drawing or lotto, asking you to pay the taxes and then they will send you your winnings; posing as your bank; going door to door posing as an individual who will help with Medicare; and saying they are from the court and there is a warrant for your arrest and ask for information.
  5. Guard your information; make sure your information is accessible to no one. If an individual is in your home, don’t get side tracked or let them walk about your home alone.
  6. Do not carry your social security card in your wallet or purse.
  7. Memorize your pin numbers; do not carry them with you.
  8. When buying online make sure the address changes from “http” to “https” or “shttp”. This indicates a secure site.
  9. Check your credit report at least once a year. You can do it free at annualcreditreport.com or by calling (877)322-8228.
  10. To remove you from the credit marketing lists call (888)567-8688.